School Financial Management Platform
A secure, institution-ready platform that modernises how parents fund and manage their children's school-related expenses — with full transparency for schools and administrators.
100%
Digital Payments
No cash handling
Real-time
Financial Dashboard
Live payment tracking
Multi-fee
Fee Management
All fee types covered
Instant
Receipts & Alerts
SMS & email notifications
Built for the Entire School Ecosystem
Secondary Schools
Streamline fee collection, reduce cash handling, and give administrators real-time payment visibility.
Parents & Guardians
Pay school fees and levies conveniently from any device, at any time, without queues or cash.
School Finance Administrators
Access complete payment records, generate reports, and reconcile accounts with ease.
Tertiary Institutions
Scalable architecture ready for university and polytechnic environments — coming soon.
Everything Your School Needs
XPay is packed with features designed specifically for the Nigerian school environment.
Secure Digital Payments
Parents pay school fees, levies, and charges securely via bank transfer, card, or mobile wallet through an integrated payment gateway.
Parent Portal
A dedicated portal for parents to view outstanding balances, make payments, download receipts, and track payment history for each child.
School Admin Dashboard
Real-time visibility into all payments, outstanding fees, and collections across classes, terms, and academic years.
Automated Receipts & Notifications
Instant payment confirmation sent to parents via email and SMS — no manual issuing of receipts required.
Multi-Fee Management
Configure and manage multiple fee types (tuition, levies, PTA dues, uniforms, exams) separately with ease.
Financial Reporting & Analytics
Generate detailed reports on collections, arrears, and payment trends to support financial planning and audits.
Role-Based Access Control
Assign different access levels to bursars, accountants, principals, and other staff to maintain data integrity.
Scalable Architecture
Built to grow with your institution — from a single-campus secondary school to a multi-campus tertiary institution.
Why Schools Choose XPay
Eliminate cash handling risks and reduce payment disputes or fraud
Save administrative time with automated collections, receipts, and reconciliation
Improve the parent experience with a convenient, always-available digital payment option
Give school management complete, accurate financial oversight at all times
Built and supported locally by the Creastech team with full implementation and training
Why XPay Stands Out
Unlike generic payment solutions, XPay was purpose-built for the Nigerian school environment — designed with an understanding of how Nigerian schools operate, from the diversity of fee structures and term-based billing to the need for multi-channel payment options.
As a Creastech-owned product, XPay benefits from continuous development and improvement driven directly by client feedback and real-world usage.
Built & Supported Locally
Full implementation, training, and ongoing technical support from the Creastech team in Lagos, Nigeria.
Ready to Take Your School's Finances Digital?
Request a live demo of XPay today and see how it can transform your institution's payment processes.